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If you are a solo entrepreneur, home-based business or even a larger firm, benefits are a very important part of your financial security. The Chambers Plan creates a solid foundation for that security, based on a benefit program designed specifically for small-business owners, just like you.

Guaranteed Coverage

The Chambers Plan has no industry restrictions, and your plan can never be cancelled, as long as you pay your premiums. Plus, the Chambers Plan offers guaranteed coverage amounts for businesses with three or more employees.

Plan Flexibility

The Plan's flexibility lets you design an employee benefit program for any budget. Your Chambers Plan allows you to choose the coverage you want - from Life and Disability, Health and Dental, to Business Overhead coverage and even Critical Illness Benefits - all at a price you can afford.

Rate Stability

Let's face it – shopping for employee benefits isn't something you want to have to do every year. With the Chambers Plan's built-in rate stability, you won't have to. That's because with over 25,000 companies participating in the program, if one of your employees files a large claim, it's spread over a large pool – so you're guaranteed more stable rates from year to year.

Customer Service

Our Customer Service Centre can answer employee questions immediately. You can also access your plan's coverage from anywhere, any time, on our my-benefits website.

Claims are paid promptly, most within 48 hours, and can be deposited directly in your employees' bank accounts. Prescription drug benefits can be provided instantly at the pharmacy.